Golf travel insurance: playing golf abroad
Golf is a universal sport, and with so many great, accessible courses across the globe, it’s hardly a surprise that golf holidays remain ever popular. For peace of mind, it is worth considering golf travel insurance to ensure you’re protected.
What is golf travel insurance?
Golf travel insurance means you’ll be protected should the unexpected happen while you’re away.
Most standard travel insurance policies won’t provide the necessary level of cover you need for a golfing holiday, meaning you’ll often have to fork out extra to add golf clubs onto your policy.
Travel insurance from elsewhere may also not provide sufficient Public Liability, Golf Equipment Hire, or Dental Treatment cover.
However, specialist golf travel insurance with Golf Care takes care of this.
Why does a golfer need golf travel insurance?
Many regular travel insurers don’t provide the specific cover that golfers need once they venture beyond their local course. But at Golf Care, we understand exactly what you need.
As a regular golfer, your clubs and other golf equipment are your pride and joy, and we know you’ll probably want to take them with you on a golfing holiday, rather than hire equipment you’re not used to when you’re there.
Considering your clubs and golfing accessories may cost you a fair amount of money, it’s important to make sure they’re properly protected abroad with golf travel insurance.
If you decided not to take your clubs abroad with you, the last thing you want is to be wasting valuable playing time waiting for replacements—again, something which regular travel insurance rarely accounts for. That’s why through Golf Care, the cost of temporary equipment hire* is covered, to get you back out playing in no time.
While playing unfamiliar courses abroad is exciting, the unknown creates more opportunities for accidents. As such, golf travel insurance covers you for accidental damage to third party property, injury to another person while playing golf, or personal injury on the course.
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What does golf travel insurance cover?
With Golf Care, golf travel insurance can cover your clubs, bags and accessories** against loss, theft, and damage when you travel.
Cover is split into four levels according to your equipment value and the territories in which you want to be covered. The coverage breakdown is as follows:
Bronze
Policy
Equipment cover up to £1,500
Public Liability up to £10m when playing in the UK, unless additional Worldwide cover is selected
Silver
Policy
Equipment cover up to £2,000
Public Liability up to £10m when playing in the UK, unless additional Worldwide cover is selected
Gold
Policy
Equipment cover up to £3,500
Public Liability up to £10m when playing anywhere in Europe Personal Accident cover up to £50,000
Platinum
Policy
Public Liability up to £10m when playing anywhere in the world Personal Accident cover up to £50,000
Regardless of which policy option you choose, we’ll replace your golf clubs on a ‘new-for-old’ basis if they were purchased new and are up to three years old, subject to satisfactory proof of ownership.
Items over three years old or not purchased new will be replaced on their indemnity value at the time of loss or damage.
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How much does golf travel insurance cost?
The cost of your policy will depend on the level of cover you choose.
Policies through Golf Care start from as little as £27.72 per year. Get an online quote for your cover here.
* We will pay for equipment hire up to the limit stated in the insurance schedule, and the hired equipment must be comparable to the lost or damaged.
** Golf equipment includes your clubs, balls, bags, trolleys, carts, clothing, GPS devices and GPS watches, and other accessories purchased for playing golf.
The time for Europe or Worldwide cover is deemed to be from the time you leave your normal or temporary residence, place of work or education (whichever the later) whilst travelling to your overseas destination or accommodation until returning to your normal or temporary residence, place of work or education after the golfing event or holiday (whichever the earlier).
